By Ryan C. Wood In California and the other eight community property states in the United States separate property versus community property is an issue if you are married. Generally, separate property is property a spouse had at the time they were married or received by gift, bequest

By Ryan C. Wood The technical term for taking away a discharge after being granted by the bankruptcy court is revocation. Yes, even though the court signed your order of discharge it can still be taken away under certain circumstances. What are those circumstances? First we must look

By Ryan C. Wood Like many answers to questions this answer depends upon the circumstances. What we are talking about here are transfers that might be able to be avoided or undone by the trustee assigned to your case pursuant to Section 548 of the Bankruptcy Code (Fraudulent Transfers

By Ryan C. Wood What should you do if a creditor wants you to enter into a reaffirmation agreement? The first question is what does it mean to reaffirm a debt? What is Reaffirming a Debt? The whole point in filing for bankruptcy is usually to obtain a discharge of your debts. Reaffirm

By Ryan C. Wood One of the most common questions we get is what happens to people’s vehicles when someone files for bankruptcy protection. I have good news for you. Rarely will anyone filing for bankruptcy have to give up or sell a vehicle. Let me tell you why. Vehicles and Filing Cha

By Ryan C. Wood {Since the writing of this article it is legal for same sex couples to be married under California law. Joint petitions for bankruptcy can be filed in a California Bankruptcy} This issue is of course a politically charged issue that this article will not address. This

By Ryan C. Wood There continues to be discussion about student loan reform. Unfortunately, Congress and the Senate, as of the writing of this article, have not passed any legislation to help students with their loans. Student loans can be discharged when filing bankruptcy by filing an

By Ryan C. Wood If you filed a Chapter 13 bankruptcy case and then for whatever reason had to convert the case under Chapter 7 what happens to property of the estate that was spent, like a tax refund, once you convert to a Chapter 7 bankruptcy? This issue was addressed by the Bankrupt

By Ryan C. Wood The Law of Ryan C. Wood, Inc. is a leading provider of affordable bankruptcy services in the Bay Area. We are your local San Jose bankruptcy attorneys. Here is why. Your Free Consultation Will Never be With a Legal Assistant Many San Jose bankruptcy lawyers will have y