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San Jose Bankruptcy Blog

What Happens to my Electricity or Gas Services If I File for Bankruptcy?

February 27, 2014
by Ryan C Wood
Bankruptcy, Dischargeable Debts, Utility Company
0 Comment
By Ryan C. Wood Great question, especially if you owe your electric company or natural gas company quite a bit of money. In most jurisdictions you do not really have a choice of providers of your natural gas or electric service. So if you file for bankruptcy and owe your utility compa
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What Do I Do If a Creditor or Collection Agency Violates a Bankruptcy Order of Discharge

January 18, 2014
by Ryan C Wood
Chapter 7 Bankruptcy, Contempt, Violation of Bankruptcy Discharge
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By Ryan C. Wood Yes, it happens. Just because you filed for Chapter 7 or Chapter 13 bankruptcy and the Bankruptcy Court signed your order of discharge does not mean a creditor will not call you, write you a letter or even sue you to try and get paid on a debt that was discharged. They
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What If I Forgot to List a Debt or Creditor in Bankruptcy Petition?

December 14, 2013
by Ryan C Wood
Bankruptcy, Creditors, Forgto to List Debt, In re Perle, Listing Debts
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By Ryan C. Wood First, it happens. Second, it is not the end of the world depending upon the circumstances. A recent Ninth Circuit Court of Appeals case, In re: Cery Bradley Perle addressed this very issue with some not normal circumstances. In the Perle case a creditor tried to chall
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Yes, You Must Disclose All of Your Assets When Filing for Bankruptcy, See Jones v. United States 12-00440

December 06, 2013
by Ryan C Wood
Bankruptcy Code 727(a)(4)(A), Bankruptcy Code 727(d), Disclosure of Assets, Revocation of Discharge
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By Ryan C. Wood On November 6, 2013, I wrote a blog article about how a discharge of your debts by filing bankruptcy can be taken away or revoked after being entered by the Bankruptcy Court pursuant to Section 727(d)(1), (2) and (3) of the Bankruptcy Code. Ironically the Ninth Circuit
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Non-Filing Spouses’ Separate Property and Bankruptcy

November 20, 2013
by Ryan C Wood
Bankruptcy, Community Property, Non-Filing Spouse, Separate Property
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By Ryan C. Wood In California and the other eight community property states in the United States separate property versus community property is an issue if you are married. Generally, separate property is property a spouse had at the time they were married or received by gift, bequest
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Once I Have My Chapter 7 Discharge Can The Discharge Be Taken Away?

November 06, 2013
by Ryan C Wood
Bankruptcy, Discharge, Revocation
0 Comment
By Ryan C. Wood The technical term for taking away a discharge after being granted by the bankruptcy court is revocation. Yes, even though the court signed your order of discharge it can still be taken away under certain circumstances. What are those circumstances? First we must look
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How to Claim Bankruptcy

August 20, 2013
by Ryan C Wood
Filing Bankruptcy
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By Ryan C. Wood Have you ever wondered how to claim bankruptcy? To file for bankruptcy protection a voluntary petition with the various statements and schedules need to be filed with the Bankruptcy Court in your jurisdiction. Remember the Bankruptcy Code is federal law. You will not b
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