San Jose Bankruptcy Blog

By Ryan C. Wood A bankruptcy estate is created when a petition for bankruptcy protection is filed. Generally all real and personal assets you own at the time you file your bankruptcy case becomes part of the bankruptcy estate. There are certain assets that are not included in the bank

By Ryan C. Wood First of all there are many reasons why a California unemployment overpayment may happen. It is usually a shock for most people when they receive a letter that says they have to give back benefits they already received and spent. Hopefully there is no fraud involved. A

By Ryan C. Wood Great question, especially if you owe your electric company or natural gas company quite a bit of money. In most jurisdictions you do not really have a choice of providers of your natural gas or electric service. So if you file for bankruptcy and owe your utility compa

By Ryan C. Wood Yes, it happens. Just because you filed for Chapter 7 or Chapter 13 bankruptcy and the Bankruptcy Court signed your order of discharge does not mean a creditor will not call you, write you a letter or even sue you to try and get paid on a debt that was discharged. They

By Ryan C. Wood First, it happens. Second, it is not the end of the world depending upon the circumstances. A recent Ninth Circuit Court of Appeals case, In re: Cery Bradley Perle addressed this very issue with some not normal circumstances. In the Perle case a creditor tried to chall

By Ryan C. Wood On November 6, 2013, I wrote a blog article about how a discharge of your debts by filing bankruptcy can be taken away or revoked after being entered by the Bankruptcy Court pursuant to Section 727(d)(1), (2) and (3) of the Bankruptcy Code. Ironically the Ninth Circuit

By Ryan C. Wood In California and the other eight community property states in the United States separate property versus community property is an issue if you are married. Generally, separate property is property a spouse had at the time they were married or received by gift, bequest