San Jose Bankruptcy Blog

By Ryan C. Wood Like many answers to questions this answer depends upon the circumstances. What we are talking about here are transfers that might be able to be avoided or undone by the trustee assigned to your case pursuant to Section 548 of the Bankruptcy Code (Fraudulent Transfers

By Ryan C. Wood What should you do if a creditor wants you to enter into a reaffirmation agreement? The first question is what does it mean to reaffirm a debt? What is Reaffirming a Debt? The whole point in filing for bankruptcy is usually to obtain a discharge of your debts. Reaffirm

By Ryan C. Wood One of the most common questions we get is what happens to people’s vehicles when someone files for bankruptcy protection. I have good news for you. Rarely will anyone filing for bankruptcy have to give up or sell a vehicle. Let me tell you why. Vehicles and Filing Cha

By Ryan C. Wood {Since the writing of this article it is legal for same sex couples to be married under California law. Joint petitions for bankruptcy can be filed in a California Bankruptcy} This issue is of course a politically charged issue that this article will not address. This

By Ryan C. Wood There continues to be discussion about student loan reform. Unfortunately, Congress and the Senate, as of the writing of this article, have not passed any legislation to help students with their loans. Student loans can be discharged when filing bankruptcy by filing an

By Ryan C. Wood Affordable, inexpensive or cheap does not mean that we do not know what we are doing. It just means we know that you are in a rough part of life and need every break possible. All of our initial consultations a free and we have filed hundreds and hundreds of bankruptcy

By Ryan C. Wood If you are having problems paying your bills each month we can help. We are leading provider of low cost San Jose Chapter 7 bankruptcy services. We have filed hundreds and hundreds of bankruptcy cases for residents of the Bay Area and California. I also was employed as